Speed Reads
- Endurance is our highest-rated provider with 4.6 out of 5.0 stars and holds our award for Best Coverage.
- Protect My Car takes our award for Best Customer Experience backed by high customer review scores online.
- Endurance and Protect My Car are both rated highly so it’s important to find what matters most to you when purchasing an extended warranty.
Endurance and Protect My Car are two of the best extended car warranty companies in the industry, but which is better for you? After 1,475 hours of research, we compared two top providers head to head in this Protect My Car vs. Endurance extended auto warranty review.
Learn about the pros and cons of each before choosing an extended warranty provider.
Our Protect My Car And Endurance Warranty Review And Methodology
We review several auto warranty providers to find the best in the industry each year. Providers are rated based on their scores in five main areas: industry standing, coverage, cost, transparency, and customer service.
| Protect My Car | Endurance | |
|---|---|---|
| Industry Standing | 4.3 | 4.4 |
| Coverage | 4.7 | 4.9 |
| Cost | 4.2 | 4.5 |
| Transparency | 4.5 | 5.0 |
| Customer Service | 4.4 | 4.4 |
| Motor1 Rating | 4.4 | 4.6 |
How We Rated Protect My Car And Endurance Warranties
To give you the most current information, we update our review standards several times each year. Below are more details for what we look for in each rating category:
Industry Standing
Providers are given a high score in this category based on any awards, ratings, or recognitions by trusted warranty evaluators, like Kelley Blue Book, CARFAX, or the Better Business Bureau (BBB). We also consider customer reviews on sites like the BBB and Trustpilot, and how much experience a warranty provider has.
Coverage
Providers that offer several different coverage options are rewarded with a higher score in this category. If a company offers plans with long-term limits and several benefits, its Coverage score increases.
Cost
Providers that offer affordable coverage plans as well as deductible options can expect to see a higher score in the cost category. If these same providers offer discounts, their score will increase.
Transparency
When it comes to this category, if a company offers a money-back guarantee and allows customers to view sample contracts on coverage plan pages, it will receive a high score. Its website also has to be relatively clear and easy to navigate.
Customer Service
Strong customer reviews online bring providers high scores in this category. If a provider has a mobile app and offers an online chat option for customers, its score for customer service will increase as well.
Overview Of Protect My Car And Endurance
Protect My Car was established in 2005 and is based in Saint Petersburg, Florida. It offers vehicle service contracts in every state except California and Washington. Protect My Car stands out because it has high customer satisfaction ratings, which is fairly unusual for the extended warranty industry. On the BBB, customers rate Protect My Car 3.9 out of 5.0, and on Trustpilot customers rate it 4.3 out of 5.0.
Endurance is based in Northbrook, Illinois, and was established in 2006. Endurance contracts are available in every state except California. This provider offers six levels of extended warranty coverage, including a specialty plan for high-mileage vehicles and a plan that combines extended warranty coverage with maintenance coverage. Endurance’s aftermarket car warranty plans also come with some of the best benefits in the industry.
Protect My Car Vs. Endurance: Coverage
We reviewed 46 companies in the auto warranty industry to get a sense of which ones offered the best coverage options. When comparing Protect My Car vs. Endurance, you’ll find that both companies offer several tiers of coverage that range from basic powertrain plans to full bumper-to-bumper warranties. However, Endurance has more plans to choose from and longer contract lengths.
| Protect My Car | Endurance | |
|---|---|---|
| Coverage Levels | 3.0 | 6.0 |
| Highest Mileage Limit | 200,000+ miles | 200,000+ miles |
| Coverage Waiting Period | 30 days and 1,000 miles | 30 days and 1,000 miles for most plans,
60 days and 1,000 miles for Select Premier plan |
| Online Sample Contracts | ✔ | ✔ |
| Roadside Assistance | ✔ | ✔ |
| Rental Car Reimbursement | ✔ | ✔ |
| Trip Interruption Coverage | ✔ | ✔ |
| Maintenance Plans | ✔ | |
| High-Mileage Vehicle Plan | ✔ |
Both providers offer unique options for older, higher-mileage vehicles. Endurance sells a warranty plan that’s specifically tailored to vehicles with more miles on the odometer. The provider also has a combination warranty and maintenance plan – which is uncommon in the industry.
Our research team conducted an extended warranty survey in 2022 that showed 52 percent of respondents considering coverage to matter most when choosing a warranty company. With that in mind, here’s a detailed breakdown of what each provider offers.
Protect My Car Coverage
Protect My Car recently rebranded its three warranty plans – Supreme, Select, and Driveline – into protection plans with these names: Ultimate, Deluxe, and Essential. Contracts are available for different vehicles depending on mileage, and the longest contract can cover your vehicle up to 125,000 miles. Here’s what each plan entails:
- Ultimate: This vehicle service contract is most similar to a factory warranty, covering nearly everything. The Ultimate plan provides exclusive maintenance benefits for one year. It’s also Protect My Car’s highest form of coverage.
- Deluxe: Protect My Car’s Deluxe plan covers everything the Essential plan covers in addition to suspension, steering, and brakes. It’s best for average-mileage vehicles.
- Essential: Essential is for high-mileage cars over 100,000 miles or 20 years of age. In addition to the engine, transmission, drive axle, and transfer case, Essential covers heating, electrical, cooling, and fuel systems. It’s the cheapest plan.
The Supreme plans include a $100 deductible, while the Driveline and Select contracts increase the limit to $200. All three warranty plans include perks such as roadside assistance and rental car reimbursement to assist customers while their vehicles are in a car repair facility.
Endurance Coverage
When comparing Protect My Car vs. Endurance, you will see that Endurance offers more levels of coverage and plan lengths up to eight years or 200,000+ miles. The six Endurance plan options are outlined below.
- Supreme: An exclusionary coverage similar to a manufacturer’s warranty, this bumper-to-bumper plan only has a very short list of components not covered in the contract
- Superior: Highest level of stated-component coverage, including most major vehicle system components
- Secure Plus: Mid-level stated-component plan that’s more extensive than the lower-tier Select Premier and Secure plans, covering steering components
- Select Premier: Designed for high-mileage vehicles, covering powertrain components as well as the cooling system, electrical components, and fuel delivery components
- Secure: Most basic and affordable Endurance warranty, providing drivers with powertrain protection for the engine, drivetrain, and transmission
- EnduranceAdvantage™: Covers mechanical breakdowns and regularly scheduled maintenance, with three levels of coverage available (Prime, Plus, and Preferred)
All Endurance plans include 24/7 roadside assistance, towing services, rental car reimbursement, and a trip interruption allowance. Additionally, Endurance customers receive a free year of enrollment in the Endurance Elite Benefits program, which includes perks such as:
- Tire repairs and replacements
- Key fob replacement
- Up to $1,000 in total loss protection
While both Protect My Car and Endurance offer high-level coverage, Endurance offers more options, lengthier contract terms, and more extensive benefits. Overall, we rated Endurance as the Best Coverage option for a reason.
What Isn’t Covered By Protect My Car And Endurance
You can’t get covered repairs from Protect My Car or Endurance for damages to your vehicle while it’s parked. This is usually covered by comprehensive coverage and refers to damage caused by natural disasters, theft, and vandalism.
Protect My Car Vs. Endurance: Cost
Cost is among the most important factors to consider when choosing a car warranty provider. Though benefits such as roadside assistance can be useful, customers ultimately want to pay as little as possible for auto repair costs.
We have reached out for multiple quotes from both Protect My Car and Endurance. When we collected these quotes, Protect My Car’s bumper warranty was called the Supreme plan and its powertrain warranty was called the Driveline plan.
Based on our survey our team conducted, 51 percent of respondents stated that they got bumper-to-bumper coverage with their warranty plan. We made sure to get quotes that showed a variety of coverage options including plans with that particular coverage level.
See the price comparison below to get an idea of how much extended warranties from each provider could cost. Keep in mind that the price of any extended car warranty depends on your vehicle, so the only way to find the cheapest provider is to compare quotes for yourself.
| Powertrain | Bumper-to-Bumper | |||
|---|---|---|---|---|
| Provider | Protect My Car | Endurance | Protect My Car | Endurance |
| Plan Name | Driveline | Secure | Supreme | Supreme |
| Vehicle | 2013 Toyota Camry with 80,000 miles | 2017 Honda CR-V with 45,000 miles | 2017 Honda CR-V with 45,000 miles | 2017 Honda CR-V with 45,000 miles |
| Term Length | Up to 175,000 miles | 5 years/ 54,000 miles | Up to 75,000 miles | 5 years/ 100,000 miles |
| Monthly Payment | $133.00 for 36 months | $133.28 for 24 months | $108.00 for 48 months | $114.00 for 30 months |
| Down Payment | $133.00 | $153.00 | $99.00 | $300.00 |
| Total Cost | $4,788.00 | $3,198.72 | $5,184.00 | $3,420.00 |
| Deductible | $100 | $100 | $100 | $100 |
When comparing Protect My Car vs. Endurance in terms of price, both providers’ basic powertrain coverage costs about the same, while Endurance plans have a lower extended car warranty costs for high-level coverage.
Protect My Car Vs. Endurance: Customer Service
We analyzed 3,850 reviews online to find which companies offered the best customer service in the extended warranty industry. Like most warranty companies, both Protect My Car and Endurance have mixed customer reviews. Happy customers reported that both companies had a relatively simple, easy claims process that made things smooth for customers.
Some Protect My Car customers praise its helpful customer service agents, while others complain that the company fails to honor its contracts. Endurance customers are mostly pleased with customer service, but there are several customer reports of the company failing to pay out claims when it should have.
| Protect My Car | Endurance | |
|---|---|---|
| Better Business Bureau (BBB) Rating | NR | NR |
| BBB Customer Review Score | 3.8 out of 5.0 | 3.6 out of 5.0 |
| Trustpilot Score | 4.3 out of 5.0 | 3.9 out of 5.0 |
While customers rate Protect My Car better than Endurance, both companies have comparable scores on Trustpilot. Both BBB and Trustpilot scores can be good measures of customer satisfaction. However, neither companies are accredited with the BBB.
Transparency
Endurance holds a perfect 5.0-star rating for transparency for offering a 30-day money-back guarantee and sample contracts on its plan pages. This makes it easier for customers to know exactly what they’re getting with a protection plan – without having to call the company and ask for more information.
Protect My Car is almost as good, but doesn’t show contracts on plan pages. Both of these providers have high scores in this category, but it’s up to you whether you prefer complete transparency in your extended warranty.
Protect My Car Vs. Endurance: Conclusion
Both Protect My Car and Endurance offer comprehensive extended car warranties with numerous benefits, but Endurance vehicle protection plans are more extensive. Each company has fairly priced contracts, with Endurance providing a lower cost for high-level coverage.
You can read more about how these two companies can provide a better peace of mind in our Endurance warranty reviews and Protect My Car reviews.
Car Warranty Companies Like Protect My Car And Endurance
Endurance and Protect My Car are some of the best options when it comes to extended car warranties, but might not be the right fit for everyone. Finding the best fit for you means comparing several companies by receiving free quotes. To get you started, we’ve included a couple popular options below.
ForeverCar: 4.5 Stars
ForeverCar takes our Best Value award for its low-to-average prices and multiple deductible options. The provider also offers discounted rates for customers to a subscription vehicle repair plan. Despite being less than 12 years old, ForeverCar has over 5,000 reviews on Trustpilot, with 97 percent of them being highly positive. While not the highest-rated provider in our list, ForeverCar is still a solid option.
Read more: ForeverCar warranty reviews
Olive: 4.5 Stars
Olive holds our award for Best Online Warranty due to its subscription-based billing model. This provider stands out in the warranty industry as customers can cancel their subscription at any time. Coverage also starts when you buy your plan online instead of going into effect after an inspection.
Read more: Olive warranty reviews
Protect My Car Vs. Endurance: FAQ
Below are some common frequently asked questions about Protect My Car and Endurance extended warranties: