Nissan Extended Warranty: Reviews, Cost & Coverage

Purchasing a Nissan is a safe bet for many car buyers, but a Nissan extended warranty can ensure protection long after the 3-year/36,000-mile Nissan factory warranty expires. While the company’s standard bumper-to-bumper warranty will cover most repairs, it is on the shorter end when compared to most automakers in the United States.

In this review, we’ll discuss the Nissan extended warranty in depth, including coverage options, costs, and how it compares to other reputable third-party warranties. We’ve also researched the best extended car warranty companies to help you find the best coverage.

Nissan offers three coverage options, which are branded as Nissan Security+Plus extended protection plans. These include the baseline Powertrain Preferred plan, which covers over 839 components, and the Silver Preferred plan, which covers over 690 additional components. Nissan’s flagship plan, the Gold Preferred, covers virtually all mechanical and electrical components, except for a short list of exclusions.

The extended service plans are valid for up to 8 years/120,000 miles, whichever comes first, once the initial factory Nissan warranty expires. For full coverage details and limitations, refer to the complete Extended Protection Plan agreement.

Gold Preferred

The Gold Preferred plan is Nissan’s highest level of coverage and protects virtually every component in your vehicle. The only items not covered are regular maintenance (wiper blades, tires, brake pads, lights, batteries, etc.), cosmetic damage, and physical damage.

Silver Preferred

The Silver Preferred warranty covers all the components described in the lower-tier Powertrain Preferred plan, plus over 690 additional components and three extra benefits listed below:

Powertrain Preferred

The Powertrain Preferred plan covers the cost of repair or replacement due to mechanical breakdown on the parts listed below:

What You Should Know About Nissan Extended Warranties

​Here are a few key things to note about Nissan vehicle service contracts:

• Transferability: You may transfer your extended warranty for a nominal fee to a new owner if you decide to sell your vehicle.
• Deductible: Rather than foot the bill for repair costs, you may choose between a $0 or $100 deductible per visit. The $0 option will have a higher monthly premium than the $100 deductible option.
• Dealership specific: Your car must be serviced at an authorized Nissan dealership rather than a local car repair shop.
• No upfront repair payment: Nissan will pay the dealership directly for the repairs, so there is no need to pay up front and wait for reimbursement later.
• Flexible terms: Nissan offers a wide range of term options for both new Nissan vehicles and certified pre-owned vehicles. However, if your extended coverage plan is bundled with the rest of your new car’s financing, that also means you’re paying interest on the extended warranty and will see a higher monthly payment.

According to RepairPal, you should expect to pay around $500 a year for repair and maintenance costs on your Nissan. As your vehicle gets older, however, the number of mechanical breakdowns could increase. These breakdowns can be costly to repair directly out of pocket.

You may also want to account for the coverage you already have. Purchasing an extended auto warranty for a vehicle still covered by the manufacturer is often cheaper, but a plan’s cost-effectiveness varies between car brands. Nissan’s new vehicle limited warranty is short by industry standards, making added coverage an option worth considering.

How Much Will A Nissan Extended Warranty Cost?

There are multiple factors that contribute to the final cost of a Nissan extended warranty, such as:

• Type of coverage: The more comprehensive your warranty coverage, the more your monthly premium will cost.
• Mileage and age: Older or high-mileage vehicles will have a more expensive extended warranty cost because of the increased likelihood that some parts will experience a mechanical breakdown.
• Deductible: Extended warranties with a deductible will have a lower monthly premium.
• Model: Some models are known to experience more mechanical breakdowns than other available models.

Nissan’s extended warranty is not your only option when it comes to protecting your vehicle from unexpected repairs. You can find similar extended warranty plans with more flexibility and possibly lower rates from a number of third-party providers. Independent coverage offers a variety of benefits, including:

• Contracts for older, higher-mileage vehicles
• Flexible, month-to-month payment plans
• Licensed repair shops available nationwide
• Additional coverage plans to choose from

A Nissan extended warranty is a decent choice for added coverage. We like the number of contracts available, but we would’ve liked to see better added perks and longer term limits. It’s always a good idea to compare manufacturer-backed options with third-party offerings.

We’ve researched and reviewed the 12 most popular extended car warranty companies based on a variety of different criteria such as company reputation, customer service, coverage options, and additional perks in order to give you the best recommendations.

Endurance: Best Coverage

Purchasing an extended warranty from Endurance is a solid decision if you value peace of mind when processing claims. As a direct administrator of the warranty plans it offers, Endurance works directly with you and the repair shop to pay for your car’s repairs. Endurance also offers 36-month payment plans, which are some of the longest payment plans available and will help keep your monthly payment low.

While there are no maximum term lengths specified on Endurance’s website, in our “secret shopper” analysis, we were offered contracts that lasted over 200,000 miles. You can see what an Endurance warranty would cost for your vehicle by getting a free quote below.

CARCHEX: Best For Used Cars

CARCHEX is a standout extended warranty provider for offering coverage for high-mileage vehicles, earning our title of Best for Used Cars. The Better Business Bureau (BBB) gives CARCHEX an A+ rating for handling customer complaints. There are five plans to choose from, which range from basic powertrain coverage to exclusionary contracts, and each comes with perks like rental car reimbursement, trip interruption coverage, and roadside assistance.

CarShield: Best Value

CarShield has been serving customers since 2005, and its popularity continues to grow. It’s protected over 1 million vehicles, has paid out over $1 billion in claims, and has been featured on HGTV, CNN, TBS, BET, CNBC, and more. The company has over 22,000 reviews on Trustpilot, the vast majority of which are positive, and year after year, CarShield continues to grow in market share.